Learn about the real estate world

Learn to invest like an expert

Latest news

Frequently Asked Questions

How do I start investing?

🔑 Initial Steps to Investing in Real Estate
1. Education and Goal Setting:
  - Get trained: Learn the basics of the market, terminology (profitability, valuation, cap rate , etc.) and local legal regulations.
  - Define your goal: Are you looking for a steady monthly income (rent), quick profits (buying and selling or flipping ), or long-term capital appreciation? This will define your strategy.
  - Define your risk tolerance: Real estate investment is long-term and involves risks; be honest about how much you are willing to take.
2. Financial Preparation:
  - Define your capital: Determine how much money you have available for the initial investment (down payment, closing costs, etc.).
  - Prepare your budget: Consider all associated expenses (taxes, maintenance, administration, possible vacancy periods).
  - Seek financing: Research mortgage loan options and how you can leverage your investment.
3. Market Research and Location:
  - "Location, Location, Location": This is the most critical factor. Research areas with strong potential for population growth, infrastructure development, and high demand.
  - Analyze profitability: Make realistic projections of rental income and appreciation.
🏘️ Popular Options for Beginners
There are several ways to get started, even with a small initial capital:
- Rental Properties ( Buy and Hold ): Purchase a property (residential or commercial) to rent it out long-term. This generates monthly cash flow and long-term appreciation.
- Real Estate Investment Trusts (REITs): These allow you to invest in a portfolio of properties managed by experts. It's a way to participate with a smaller amount of capital while maintaining liquidity and diversification.
- Real Estate Crowdfunding: Invest small amounts alongside others in development projects. It offers access to large projects with less individual risk.
- Buying "Off-Plan" or in Early Stages: Purchase a unit in a project that is still under construction. This allows you to pay in installments and take advantage of the property's appreciation upon completion.
Recommendation: Seek professional advice from real estate agents and specialized lawyers to guide you through the legal process and the evaluation of opportunities.

What documents do I need?

1. Personal and Identification Documentation

Valid Official Identification: National Identity Document (DNI), passport or residence card of the buyer (and of the spouse, if applicable).
Proof of Address: Utility bill or recent residency certificate.
Contact Information: Updated phone numbers and email addresses.

2. Financial Documentation (Solvency)

Tax Returns: Copies of tax returns for the last 1-2 years.
Proof of Income:
- If you are employed: Employment certificate and payslips (last 3 to 6 months).
- If you are self-employed/business owner: Business bank statements and income statements or company financial statements.
Bank Statements: Recent statements (last 3-6 months) showing the available liquidity for the down payment or initial payment.
Credit Report: Updated credit history and score , required for any financing.

3. Specific Documentation of the Property (Once Selected)

Title Deed or Title: Document that proves legal ownership.
Certificate of Tradition and Freedom (or its local equivalent): Key document that shows the history of the property and verifies the absence of encumbrances (mortgages, liens, etc.).
Property Tax/Real Estate Tax: Payment receipts up to date.
Service and Administration Receipts: Proof that there are no outstanding debts for water, electricity, gas and administration fees (if it is part of a condominium or building).
Commercial Appraisal: Document that establishes the real market value of the property.

4. Documentation for Financing (If Applying for a Mortgage Loan)

Mortgage Loan Application: Completed bank form.
Personal Financial Balance Sheet: Details of all your assets, liabilities, and equity.
Documentation of Other Assets: Titles to other properties, vehicles, or account statements of other investments.
Purchase and Sale Agreement: The bank will require it to formalize the loan.

How long does it take to buy a house?

⏳ General Summary of the Deadline

In total, the process of buying a home, from when you start looking until you receive the keys, usually takes between 2 and 5 months .

Cash Purchase: If you don't need financing, the process can be much faster, potentially reduced to 1 or 2 months .
Mortgage Financing: If you depend on a bank, approval and paperwork usually take at least 6 to 8 additional weeks.

Do you offer personalized advice?

Yes, of course. We offer personalized and specialized advice . We understand that every investor and every real estate transaction is unique, so we work closely with you to design a strategy tailored to your needs , from identifying opportunities to closing the purchase. In which area or type of investment would you like to focus first?